INFORMATION CHECKLIST

To Process your request for debt restructuring we will need the following documentation:

• Hardship Letter. Your lender wants to understand what the problem was that caused the delinquency, and how you have solved or intend to solve the problem. Tell what caused the problem and why it won't happen again. It should be a DETAILED letter. Note that we will consider this letter a draft and will help you if necessary.
  


• Copies of ALL legal notices you have received from your lender(s).
  
  
• The first 2 pages of the last 2 years of Federal Income Tax returns. If you have not filed for the last year, please include a copy of the extension and a brief note explaining why you have not filed.
  
  
• Copies of all bank statements for the last three months.
  
  
• Copies of your last two paycheck stubs. If you are self-employed include a profit and loss statement for the last six months and bank statements for your business accounts for the last six months. If you have rented a room(s) in your home the lender will require agreement and may require a pay stub from your renter(s).
  
  
• Verification of any other source of income. Example: Rental agreements, Social Security benefit statements, child support, alimony, and so forth.
  
  
• A completed Borrower Financial Statement (2 pages).
  
  
• A signed "Authorization to Represent" form(s) for each lender. Be sure to give us complete information about your lender(s). For example, copies of correspondence you have received, address, phone number and name of any individual with whom you have discussed this matter.
  
  
• A signed "Agreement to Research and Analysis" contract with NFS, LLC.
  
  
• A current utility bill reflecting your name and address.
  
  
• Cashiers Check or Money Order made payable to "National Financial Solutions, LLC.
  

If you have any questions, don't hesitate to contact us.